Is a Cashless Society Realistic?

How realistic do you think it is? What do you see in its potential benefits or problems?

September 14, 2024
Gaurav Chhikara
PTE Academic
Essay Sample Answer

Essay Question

A cashless society is becoming a reality. More and more people are using credit cards for payment, and fewer people use cash. How realistic do you think it is? What do you see in its potential benefits or problems?

90-Points (9 Bands) Sample Answer for Essay

The debate on whether a cashless society is becoming a reality encompasses diverse viewpoints, revealing its advantages and drawbacks. This essay critically assesses these perspectives.

There are myriad arguments in favour of my stance. Recent research not only outlines the significance of studies as well as people, but also points out the importance of education and coping with vicissitudes. Besides, it provides a brief overview of expanding cultural understanding, followed by enhancing global perspectives. Examples of this can be seen all over the world, especially in affluent nations. Further, the implications of technological advancements on these views are significant, justifying widespread support for the idea that a cashless society is becoming a reality.

However, there are some arguments against the aforementioned view. Besides, its impact is far-reaching indeed as its influence extends to various facets of society, shaping not only individual experiences but also impacting the academic research landscape. Therefore, it is apparent why many are against the notion that a cashless society is becoming a reality.

In conclusion, while the viewpoint that a cashless society is becoming a reality presents a complex array of advantages and disadvantages, my analysis leads me to firmly support the notion that its benefits substantially outweigh the drawbacks.

*In the PTE Academic exam, your score for the Essay Question-type depends on factors like Content, Form, Grammar, Vocabulary Range, Spelling, General Linguistic Range, and Development, Structure, and Coherence. This model answer uses the AGBS template to score full marks. In the following picture, you can see how this answer gets full points in all these aspects!

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You can confidently use this Essay Answer in the PTE Academic exam with similar results. You can even try it for yourself right now, click the link below and check immediately. Remember to type it all out, rather than copy pasting, as it will help you in getting prepared.

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Template used in this Essay Sample Answer

There are two types of PTE essays: AGBS and PS. Both templates have a similar structure with slight text differences to better fit the essay type. You might even try memorizing the entire template before typing it. Here is the template for the AGBS essay type.

Agree Disagree / Both Sides Template

The debate on whether TS* encompasses diverse viewpoints, revealing its advantages and drawbacks. This essay critically assesses these perspectives.

In conclusion, while the viewpoint that TS* presents a complex array of advantages and disadvantages, my analysis leads me to firmly support the notion that its benefits substantially outweigh the drawbacks.

*Now, with the above template, you only have to add one phrase (a TS), which almost looks like a sentence.

What is TS?

A TS, or Topic Sentence, is an important part of a templated essay. It is a clear and short sentence that tells what the main idea of the essay is. The TS is created using words from the essay topic and fits into a set structure that is already written. It also makes sure that the essay sounds positive or neutral. The TS is the only part that needs to be changed for each essay in order to get full content score.

Example TS for the current essay:

'a cashless society is becoming a reality'

What makes this TS suitable?

The TS "a cashless society is becoming a reality" is appropriate for the essay topic because it directly reflects the main idea presented in the prompt. It clearly states that a cashless society is not just a possibility but is actively happening, which aligns with the topic's focus on the changing payment methods. The phrase "becoming a reality" suggests a significant shift in how people conduct transactions, reinforcing the idea that this change is already underway.

The TS uses important keywords from the essay topic, such as "cashless society," which connects directly to the discussion about the increasing use of credit cards and the decline of cash usage. This helps ensure that the response stays relevant to the question. The sentence is grammatically correct, featuring a clear subject ("a cashless society") and a complete thought ("is becoming a reality"). There are no spelling errors, which is crucial for maintaining clarity and professionalism in writing.

Furthermore, the TS sets the stage for exploring the potential benefits and problems of a cashless society, as mentioned in the essay topic. By stating that this change is happening, the TS invites further discussion about what this means for individuals and society as a whole. Overall, the TS effectively encapsulates the essence of the topic, making it a strong starting point for the essay.

Important Words for Relevancy + Content Scores

We've provided a list of words and phrases that are related to the essay topic to help you create your own TS. All of these words are directly linked to the essay prompt, giving you multiple ideas for composing your TS.

Cashless Society: A cashless society is a community where financial transactions are conducted without physical money, relying instead on digital payments. For example, in a cashless society, people might use their smartphones to pay for groceries instead of cash.
Credit Cards: Credit cards are plastic cards issued by banks that allow people to borrow money to make purchases, which they must repay later. For instance, using a credit card can make shopping easier because you don't need to carry cash.
Payment: Payment refers to the act of giving money in exchange for goods or services. For example, when you buy a toy, the payment is the money you give to the cashier.
Fewer Use Cash: Fewer use cash means that less money is being used in its physical form for transactions. For example, if more people pay with cards, there will be fewer coins and notes in circulation.
Realistic: Realistic means something that is practical or achievable. For example, thinking about a cashless society becoming a reality is realistic if more people start using digital payments.
Potential Benefits: Potential benefits are the possible advantages or positive outcomes that could arise from a situation. For instance, a cashless society might lead to quicker transactions and less theft.
Problems: Problems are difficulties or challenges that can arise in a situation. For example, in a cashless society, some people might face problems if they do not have access to technology.
Usage: Usage refers to the way in which something is used or the amount of it that is used. For example, the usage of credit cards has increased as more people prefer digital payments.
Phenomenon: A phenomenon is an observable event or situation, especially one that is unusual. For example, the rise of a cashless society is a phenomenon that reflects changing payment habits.
Plastic Money: Plastic money is a term used to describe credit and debit cards that are made of plastic. For instance, plastic money makes it easier for people to carry out transactions without cash.
Corruption: Corruption refers to dishonest or unethical behaviour, often involving the misuse of power for personal gain. For example, corruption can be a problem in economies where cash transactions are hard to trace.
Economy: The economy refers to the system of production, distribution, and consumption of goods and services in a society. For example, a strong economy can benefit from a cashless society by increasing efficiency in transactions.
Black Cash: Black cash refers to money that is earned illegally and not reported to the government. For example, a cashless society could help reduce black cash because digital transactions are easier to track.
Elimination: Elimination is the act of removing or getting rid of something. For instance, the elimination of cash payments could help reduce theft and fraud.
Reduction: Reduction refers to the process of making something smaller or less in amount. For example, the reduction of cash usage might lead to fewer opportunities for money laundering.
Payments: Payments are the amounts of money given for goods or services. For example, online payments for shopping are becoming more popular as technology improves.
Reality: Reality refers to the state of things as they actually exist, rather than as they may appear or be imagined. For example, the reality of a cashless society is becoming clearer as more businesses accept digital payments.

Try making your own TS with these suggested words. Then fill out the above-mentioned template and submit it to our AI for evaluation. Keep adjusting just the TS until you obtain full scores. This is the fastest way for you to get ready for the PTE Academic test's writing section.

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