Essay Question
Teenagers should receive lessons on principles of personal finance, such as investing and debt. To what extent do you agree with this statement?
90-Points (9 Bands) Sample Answer for Essay
The debate on whether teenagers should receive lessons on principles of personal finance, such as investing and debt encompasses diverse viewpoints, revealing its advantages and drawbacks. This essay critically assesses these perspectives.
There are myriad arguments in favour of my stance. Recent research not only outlines the significance of studies as well as people, but also points out the importance of education and coping with vicissitudes. Besides, it provides a brief overview of expanding cultural understanding, followed by enhancing global perspectives. Examples of this can be seen all over the world, especially in affluent nations. Further, the implications of technological advancements on these views are significant, justifying widespread support for the idea that teenagers should receive lessons on principles of personal finance, such as investing and debt.
However, there are some arguments against the aforementioned view. Besides, its impact is far-reaching indeed as its influence extends to various facets of society, shaping not only individual experiences but also impacting the academic research landscape. Therefore, it is apparent why many are against the notion that teenagers should receive lessons on principles of personal finance, such as investing and debt.
In conclusion, while the viewpoint that teenagers should receive lessons on principles of personal finance, such as investing and debt presents a complex array of advantages and disadvantages, my analysis leads me to firmly support the notion that its benefits substantially outweigh the drawbacks.
1SAN *This model answer uses the AGBS template for scoring full marks in the PTE Academic exam. For the Essay Question-type, your score depends on factors like Content, Form, Grammar, Vocabulary Range, Spelling, General Linguistic Range, and Development, Structure and Coherence. In the following picture, you can see how this answer is getting full score in all these aspects!
How much score will I get with this PTE Academic Essay Sample Answer?
You can confidently use this Essay Answer in the PTE Academic exam with similar results. You can even try it for yourself right now, click the link below and check immediately. Remember to type it all out, rather than copy pasting, as it will help you in getting prepared.
Template used in this PTE Academic Essay Sample Answer
1M.You can even try memorising the whole template before typing it. Here is the template for AGBS essay-type. There are two types of PTE essays: AGBS and PS. Both templates have similar structure, with some differences in text to make the content more suitable to the essay-type.
Agree Disagree / Both Sides Template
The debate on whether TS* encompasses diverse viewpoints, revealing its advantages and drawbacks. This essay critically assesses these perspectives.
There are myriad arguments in favour of my stance. Recent research not only outlines the significance of studies as well as people, but also points out the importance of education and coping with vicissitudes. Besides, it provides a brief overview of expanding cultural understanding, followed by enhancing global perspectives. Examples of this can be seen all over the world, especially in affluent nations. Further, the implications of technological advancements on these views are significant, justifying widespread support for the idea that TS*.
However, there are some arguments against the aforementioned view. Besides, its impact is far-reaching indeed as its influence extends to various facets of society, shaping not only individual experiences but also impacting the academic research landscape. Therefore, it is apparent why many are against the notion that TS*.
In conclusion, while the viewpoint that TS* presents a complex array of advantages and disadvantages, my analysis leads me to firmly support the notion that its benefits substantially outweigh the drawbacks.
*Now, with the above template, you only have to add one phrase (a TS), which almost looks like a sentence.
What is TS?
A Topic Sentence (also known as TS) is a crucial element in a templated essay, as it directly addresses the main topic while keeping rest of the essay’s structure fixed. It highlights words from the essay topic in a positive or neutral tone, ensuring the essay fulfils the content score criteria.
Example TS for the current essay:
'teenagers should receive lessons on principles of personal finance, such as investing and debt'
What makes this TS suitable?
The TS "teenagers should receive lessons on principles of personal finance, such as investing and debt" is appropriate because it directly reflects the main idea of the essay topic. It clearly states a viewpoint that supports the idea of teaching teenagers about personal finance, which is the focus of the question. The TS includes important terms like "teenagers," "lessons," "principles of personal finance," "investing," and "debt," ensuring that it connects well with the topic.
This sentence is grammatically correct, with a clear subject ("teenagers") and a complete thought ("should receive lessons on principles of personal finance"). The verb "should receive" effectively conveys a recommendation, making the statement strong and assertive. There are no spelling errors, which helps maintain clarity and professionalism in writing.
By using key phrases from the essay topic, the TS establishes a solid basis for discussing the importance of financial education for teenagers. This approach sets the stage for exploring why understanding concepts like investing and managing debt is crucial for young people. Overall, the TS is a clear and relevant statement that aligns well with the essay topic, making it an excellent starting point for further discussion.
Important Words for Relevancy + Content Scores
1A TS needs to have words that are related to the essay-topic, and here is a list of such words and phrases that you can use to make your own TS. All of these words and phrases are directly related to the text of essay prompt, thus giving you several ideas for creating your own TS.
- Teenagers: Teenagers are young people aged between 13 and 19 years. For example, teenagers are often in school and starting to learn about managing money for the first time.
- Principles of Personal Finance: Principles of personal finance are basic guidelines for managing money, including budgeting, saving, and investing. For instance, understanding these principles can help teenagers make smart financial decisions in the future.
- Investing: Investing is the act of putting money into something with the expectation of earning a profit. For example, teenagers who learn about investing can grow their savings over time by putting money into stocks or savings accounts.
- Debt: Debt is money that is borrowed and must be paid back, often with interest. For example, understanding how to manage debt is important for teenagers to avoid financial problems later in life.
- Learning About at a Young Age: Learning about important topics at a young age means gaining knowledge early on, which can shape future decisions. For instance, teenagers who learn about personal finance early can make better choices about money as adults.
- Better Management: Better management refers to the ability to organise and control resources effectively. For example, teenagers who learn about personal finance can develop better management skills for their money.
- Expenses: Expenses are the costs incurred when buying goods or services. For example, teenagers need to understand their expenses, like food and entertainment, to budget their money wisely.
- Savings: Savings are the money that is set aside for future use, often kept in a bank. For instance, having savings can help teenagers prepare for unexpected costs or future goals, like college.
- Giving: Giving refers to the act of donating money or resources to others. For example, teaching teenagers about giving can encourage them to support charities or help those in need.
- Teaching: Teaching is the process of imparting knowledge or skills to others. For example, teaching personal finance to teenagers can equip them with the tools they need for financial success.
1Try to make your own TS using these suggested words. Then fill the above-mentioned template, and submit to our AI for evaluation. Keep making changes only in the TS till you get the full scores. This is the fastest way for you to prepare for the writing section of PTE Academic test.
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Gaurav Chhikara
PTE Academic GuideGaurav Chhikara, a PTE Academic Guide at Marvel PTE, brilliantly melds his engineering acumen to transform PTE prep. With a perfect 90 score on his first attempt, he harnesses AI to refine exam evaluations, offering invaluable insights and strategies, taking students to their peak PTE score.