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Essay Question

Learning to manage money is one of the key aspects of adult life. How in your view can individuals best learn to manage their money?

90-Points (9 Bands) Sample Answer for Essay

The debate on whether learning to manage money is one of the key aspects of adult life encompasses diverse viewpoints, revealing its advantages and drawbacks. This essay critically assesses these perspectives.

There are myriad arguments in favour of my stance. Recent research not only outlines the significance of studies as well as people, but also points out the importance of education and coping with vicissitudes. Besides, it provides a brief overview of expanding cultural understanding, followed by enhancing global perspectives. Examples of this can be seen all over the world, especially in affluent nations. Further, the implications of technological advancements on these views are significant, justifying widespread support for the idea that learning to manage money is one of the key aspects of adult life.

However, there are some arguments against the aforementioned view. Besides, its impact is far-reaching indeed as its influence extends to various facets of society, shaping not only individual experiences but also impacting the academic research landscape. Therefore, it is apparent why many are against the notion that learning to manage money is one of the key aspects of adult life.

In conclusion, while the viewpoint that learning to manage money is one of the key aspects of adult life presents a complex array of advantages and disadvantages, my analysis leads me to firmly support the notion that its benefits substantially outweigh the drawbacks.

1SAN *This model answer uses the AGBS template for scoring full marks in the PTE Academic exam. For the Essay Question-type, your score depends on factors like Content, Form, Grammar, Vocabulary Range, Spelling, General Linguistic Range, and Development, Structure and Coherence. In the following picture, you can see how this answer is getting full score in all these aspects!

How much score will I get with this PTE Academic Essay Sample Answer?

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Screenshot of Assessment of the PTE Academic Essay Sample Answer using AI Evaluation

You can confidently use this Essay Answer in the PTE Academic exam with similar results. You can even try it for yourself right now, click the link below and check immediately. Remember to type it all out, rather than copy pasting, as it will help you in getting prepared.

Template used in this PTE Academic Essay Sample Answer

1M.You can even try memorising the whole template before typing it. Here is the template for AGBS essay-type. There are two types of PTE essays: AGBS and PS. Both templates have similar structure, with some differences in text to make the content more suitable to the essay-type.

Agree Disagree / Both Sides Template

The debate on whether TS* encompasses diverse viewpoints, revealing its advantages and drawbacks. This essay critically assesses these perspectives.

There are myriad arguments in favour of my stance. Recent research not only outlines the significance of studies as well as people, but also points out the importance of education and coping with vicissitudes. Besides, it provides a brief overview of expanding cultural understanding, followed by enhancing global perspectives. Examples of this can be seen all over the world, especially in affluent nations. Further, the implications of technological advancements on these views are significant, justifying widespread support for the idea that TS*.

However, there are some arguments against the aforementioned view. Besides, its impact is far-reaching indeed as its influence extends to various facets of society, shaping not only individual experiences but also impacting the academic research landscape. Therefore, it is apparent why many are against the notion that TS*.

In conclusion, while the viewpoint that TS* presents a complex array of advantages and disadvantages, my analysis leads me to firmly support the notion that its benefits substantially outweigh the drawbacks.

*Now, with the above template, you only have to add one phrase (a TS), which almost looks like a sentence.

What is TS?

A TS, or Topic Sentence, is a concise statement that directly addresses the main topic of the essay. It is crucial in a templated essay because it introduces the main argument or viewpoint without altering the fixed parts of the essay. The TS should be neutral or positive and should include key terms from the essay prompt.

Example TS for the current essay:

'learning to manage money is one of the key aspects of adult life'

What makes this TS suitable?

The TS "learning to manage money is one of the key aspects of adult life" is appropriate for the essay topic because it clearly emphasises the importance of money management for adults. This statement directly relates to the essay prompt, which focuses on how individuals can learn this essential skill. By highlighting that managing money is a key aspect of adult life, the TS sets the stage for discussing various methods and strategies that can help people improve their financial skills.

The TS uses important phrases like "manage money" and "key aspects of adult life," ensuring that it aligns closely with the topic. This connection makes it easier for readers to understand that the essay will explore ways to develop money management skills. The sentence is grammatically correct, with a clear subject ("learning to manage money") and a complete thought ("is one of the key aspects of adult life"). There are no spelling errors, which helps maintain clarity and professionalism in the writing.

Additionally, the TS is rich in keywords such as "learning," "manage money," and "adult life." These keywords are crucial because they directly relate to the main focus of the essay. By including these terms, the TS demonstrates a clear understanding of the topic and prepares the reader for a discussion on effective ways to learn money management. This strong foundation will help make the essay more relevant and focused, ultimately leading to a higher score.

Important Words for Relevancy + Content Scores

1A TS needs to have words that are related to the essay-topic, and here is a list of such words and phrases that you can use to make your own TS. All of these words and phrases are directly related to the text of essay prompt, thus giving you several ideas for creating your own TS.

  • Learning: Learning refers to the process of gaining knowledge or skills through study, experience, or teaching. For example, learning about budgeting helps people manage their finances better.
  • Manage: Manage means to handle or control something effectively. For instance, managing your time well can lead to better productivity in adult life.
  • Key Aspects: Key aspects are the most important parts or features of something. For example, understanding key aspects of financial planning is essential for success in adult life.
  • Adult Life: Adult life refers to the period when a person is fully grown and responsible for their own decisions. For example, managing finances is a crucial part of adult life.
  • Allocate Money: Allocate money means to set aside a specific amount of money for a particular purpose. For instance, you might allocate money for savings, bills, and fun activities.
  • Funds: Funds are sums of money set aside for a specific purpose. For example, emergency funds are saved for unexpected expenses like car repairs.
  • Saving: Saving refers to the act of setting aside money for future use. For example, saving a little each month can help you buy a new bike later.
  • Investments: Investments are assets purchased with the expectation that they will generate income or appreciate in value. For instance, investing in stocks can help grow your money over time.
  • Policies: Policies are rules or guidelines that govern decisions and actions. For example, financial policies can help individuals make informed choices about spending and saving.
  • Long Term: Long term refers to a period that extends far into the future. For example, long-term savings plans help people prepare for retirement.
  • Short Term: Short term refers to a period that is close to the present time. For example, short-term savings might be for a holiday or a new gadget.
  • Expenses: Expenses are the costs incurred in everyday life, such as bills and groceries. For example, tracking your expenses can help you understand where your money goes.
  • Financial Goal: A financial goal is a specific target related to money that a person aims to achieve. For example, saving for a car is a common financial goal for many young adults.
  • Good Habit: A good habit is a positive behaviour that is repeated regularly. For example, developing the good habit of budgeting can lead to better financial health.
  • Emergency Circumstance: An emergency circumstance refers to an unexpected situation that requires immediate action, often involving money. For example, having savings for an emergency circumstance can help cover sudden medical bills.
  • Establishment: Establishment refers to the creation or founding of something. For example, the establishment of a savings account is an important step in managing finances.
  • Notebooks: Notebooks are books with blank pages used for writing notes. For example, using notebooks to track expenses can help you keep a clear record of your spending.
  • Tracking Expenses: Tracking expenses means keeping a record of what you spend money on. For instance, tracking expenses can help you identify areas where you can save more money.

1Try to make your own TS using these suggested words. Then fill the above-mentioned template, and submit to our AI for evaluation. Keep making changes only in the TS till you get the full scores. This is the fastest way for you to prepare for the writing section of PTE Academic test.

Reet

PTE Teacher

Reet, a seasoned PTE Teacher at MarvelPTE, boasts global teaching prowess and tailored strategies for PTE aspirants. With an M.S. in Bioinformatics, her scientific approach merges with a deep understanding of English exams, making her an invaluable asset to Marvel PTE's students and team.