Question Prompt
Learning to manage money is one of the key aspects of adult life.
How in your view can individuals best learn to manage their money?
Why this answer struggles
some text here
Global vs question-specific notes
- A Topic Sentence (also known as TS) is an important part of a templated essay. It is a short sentence that states the main idea of the essay using words from the essay topic. The TS fits into a fixed structure where most of the content is already written. This sentence uses positive or neutral words only. A good TS avoids using pronouns and negations and tries to highlight the importance of the topic in context of the essay.
- The Topic Sentence (The TS) is a clear and short statement that uses the main words of an essay. It fits into a specific structure where rest of the essay is already written, so only the TS needs to be created. This helps keep the essay on track and makes sure it stays positive or neutral. The TS uses important words from the essay topic and is designed to be simple, avoiding tricky words or negative phrases.
- A TS, or Topic Sentence, is an important part of a templated essay. It is a clear and short sentence that tells what the main idea of the essay is. The TS is created using words from the essay topic and fits into a set structure that is already written. It also makes sure that the essay sounds positive or neutral. The TS is the only part that needs to be changed for each essay in order to get full content score.
- A Topic Sentence (also known as TS) is a concise statement that introduces the main argument in a templated essay. In this way, most of the essay content is fixed, and only the TS needs to be written. The TS ensures the essay stays focused on the topic while maintaining a positive or neutral tone.
- A TS (short form of Topic Sentence) is a vital part of a templated essay. It uses key terms from the essay prompt and fits into a fixed structure, helping to easily cover the content score criteria. The TS must remain positive or neutral in tone and is the only sentence that needs to be customized for each essay.
- In PTE’s templated essays, the Topic Sentence (TS) is the only sentence that you need to create. It is a brief statement that repeats the main topic, using keywords from the essay question. This allows the essay to maintain consistency and focus without altering the pre-written sections.
- The Topic Sentence (The TS) is special because it should always keep a positive or neutral tone. It avoids using pronouns and negative words, making it clear and easy to understand. By doing this, the TS helps everyone see the importance of the topic in a simple way. In a templated essay, the TS is the only part that needs to be written from scratch, while the rest of the essay is already prepared. The TS uses important phrases from the essay topic.
- A TS, or Topic Sentence, is a concise statement that directly addresses the main topic of the essay. It is crucial in a templated essay because it introduces the main argument or viewpoint without altering the fixed parts of the essay. The TS should be neutral or positive and should include key terms from the essay prompt.
- A Topic Sentence (also known as TS) is a crucial element in a templated essay, as it directly addresses the main topic while keeping rest of the essay’s structure fixed. It highlights words from the essay topic in a positive or neutral tone, ensuring the essay fulfils the content score criteria.
- The Topic Sentence (The TS) is a crucial part of a templated essay that you have to write using words from essay topic. It is positive or neutral in tone and uses key terms from the prompt to ensure that the essay satisfies relevance criteria for content score.
90-Points (9 Bands) Sample Answer for Essay
- *Warning! Important change in status after November 2024 update!
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- Notice! In light of the November 2024 update, the status of templates has been altered.
- Alert! The template has to be modified according to the November 2024 update.
- Be aware! The November 2024 update has affected this template, and it is now changed.
- Important! This template doesn’t reflects the changes introduced by the November 2024 update.
- Take note! The November 2024 update has impacted the status, resulting in need of newer templates.
- Be informed! As per the November 2024 update, this template has undergone a change.
- Attention! The template should be adjusted in line with the November 2024 update.
The debate on whether learning to manage money is one of the key aspects of adult life encompasses diverse viewpoints, revealing its advantages and drawbacks. This essay critically assesses these perspectives.
There are myriad arguments in favour of my stance. Recent research not only outlines the significance of studies as well as people, but also points out the importance of education and coping with vicissitudes. Besides, it provides a brief overview of expanding cultural understanding, followed by enhancing global perspectives. Examples of this can be seen all over the world, especially in affluent nations. Further, the implications of technological advancements on these views are significant, justifying widespread support for the idea that learning to manage money is one of the key aspects of adult life.
However, there are some arguments against the aforementioned view. Besides, its impact is far-reaching indeed as its influence extends to various facets of society, shaping not only individual experiences but also impacting the academic research landscape. Therefore, it is apparent why many are against the notion that learning to manage money is one of the key aspects of adult life.
In conclusion, while the viewpoint that learning to manage money is one of the key aspects of adult life presents a complex array of advantages and disadvantages, my analysis leads me to firmly support the notion that its benefits substantially outweigh the drawbacks.

Will I be able to score with this PTE Academic Essay Sample Answer?
So, sadly… no.
Template used in this Essay Sample Answer
You can also attempt to memorize the entire template before typing it. Here is the template for the AGBS essay type. There are two kinds of PTE essays: AGBS and PS. Both templates share a similar structure, with some variations in text to make the content more appropriate for the essay type.
Before you start typing, consider memorizing the whole template. Here is the template for the AGBS essay type. You know that PTE essays come in two forms: AGBS and PS. Both templates have a similar structure but differ slightly in text to suit each essay type.
There are two types of PTE essays: AGBS and PS. Both templates have a similar structure with slight text differences to better fit the essay type. You might even try memorizing the entire template before typing it. Here is the template for the AGBS essay type.
You can even try memorising the whole template before typing it. Here is the template for AGBS essay-type. There are two types of PTE essays: AGBS and PS. Both templates have similar structure, with some differences in text to make the content more suitable to the essay-type.
Why not try memorizing the whole template before you begin typing? Here's the template for the AGBS essay type. There are two types of PTE essays: AGBS and PS. They both have similar structures but with some text differences to better suit each essay type.
Ever thought about memorizing the entire template before typing it? Here is the template for the AGBS essay type! PTE essays come in two types: AGBS and PS. Both templates share a similar structure, with some differences in text to fit the essay type.
Memorizing the whole template before typing is like having a roadmap for your essay. Here's the template for the AGBS essay type. PTE essays include two types: AGBS and PS. Both templates are built on a similar framework, with slight text variations to suit each essay type.
Consider memorizing the entire template before you start typing. Below is the template for the AGBS essay type. PTE essays are categorized into two types: AGBS and PS. While both templates share a similar structure, they have some text differences to make the content more appropriate for each essay type.
To help with your preparation, you might try memorizing the whole template before typing it. The template for the AGBS essay type is provided here. There are two types of PTE essays: AGBS and PS. Both templates have similar structures but differ slightly in text to better suit the essay type.
Why not memorize the entire template right now before you begin typing? Here is the AGBS essay-type template. The PTE essays consist of two types: AGBS and PS. While both templates share a similar structure, they have some text differences to make the content more fitting for each essay type.
AGBS
UsedThe debate on whether TS* encompasses diverse viewpoints, revealing its advantages and drawbacks. This essay critically assesses these perspectives.
There are myriad arguments in favour of my stance. Recent research not only outlines the significance of studies as well as people, but also points out the importance of education and coping with vicissitudes. Besides, it provides a brief overview of expanding cultural understanding, followed by enhancing global perspectives. Examples of this can be seen all over the world, especially in affluent nations. Further, the implications of technological advancements on these views are significant, justifying widespread support for the idea that TS*.
However, there are some arguments against the aforementioned view. Besides, its impact is far-reaching indeed as its influence extends to various facets of society, shaping not only individual experiences but also impacting the academic research landscape. Therefore, it is apparent why many are against the notion that TS*.
In conclusion, while the viewpoint that TS* presents a complex array of advantages and disadvantages, my analysis leads me to firmly support the notion that its benefits substantially outweigh the drawbacks.
PS
The debate on whether TS* encompasses diverse viewpoints, revealing its challenges. This essay critically assesses these perspectives.
There are myriad reasons in favour of my stance. Recent research not only outlines the significance of studies as well as people, but also points out the importance of education and coping with vicissitudes. Besides, it provides a brief overview of expanding cultural understanding, followed by enhancing global perspectives. Examples of this can be seen all over the world, especially in affluent nations. Further, the implications of technological advancements on these views are significant, justifying widespread support for the idea that TS*.
However, there are some solutions against the aforementioned view. The primary one stems from the fact that by ensuring the implementation of set rules and policies, government authorities can help a nation thrive. Besides, its impact poses challenges that extend to various facets of society, shaping not only individual experiences but also impacting the academic research landscape. Therefore, it is apparent why many advocate for solutions addressing the notion that TS*.
In conclusion, while the viewpoint that TS* presents a complex array of challenges, my analysis leads me to firmly support the notion that its solutions substantially outweigh those challenges.
What is TS?
A TS needs to include words that are related to the essay topic, and here is a list of such words and phrases you can use to create your own TS. All of these are directly connected to the essay prompt, giving you several ideas for crafting your TS.
To make your own TS, which should contain words related to the essay topic, here is a list of such words and phrases. These words are directly drawn from the essay prompt, providing you with several ideas for your TS.
We’ve provided a list of words and phrases that are related to the essay topic to help you create your own TS. All of these words are directly linked to the essay prompt, giving you multiple ideas for composing your TS.
A TS needs to have words that are related to the essay-topic, and here is a list of such words and phrases that you can use to make your own TS. All of these words and phrases are directly related to the text of essay prompt, thus giving you several ideas for creating your own TS.
Because a TS requires words related to the essay topic, we’ve compiled a list of such words and phrases for you to use in making your own TS. All these are directly associated with the essay prompt, offering you various ideas for making your TS.
When creating your own TS, you should include words related to the essay topic. Here is a list of such words and phrases. These are directly connected to the essay prompt, providing you with several ideas for your TS.
A TS must have words that relate to the essay topic, so here’s a list of words and phrases you can use to compose your own TS. All of these come directly from the essay prompt, giving you many ideas for creating your TS.
To assist you in crafting your own TS, we’ve provided a list of words and phrases. They all are directly linked to the essay prompt, offering several ideas for your TS. Means, you can easily use these words related to the essay topic.
You can use this list of words and phrases related to the essay topic to create your own TS. Since a TS needs to include words connected to the essay prompt, these will give you multiple ideas for your TS.
In order to make your own TS that contains words related to the essay topic, here is a list of such words and phrases. These are directly related to the essay prompt, providing you with several ideas for crafting your TS.
Example TS for the current essay:
learning to manage money is one of the key aspects of adult life
Important Words for Relevancy + Content Scores
| Term | Definition |
|---|---|
| Learning | Learning refers to the process of gaining knowledge or skills through study, experience, or teaching. For example, learning about budgeting helps people manage their finances better. |
| Manage | Manage means to handle or control something effectively. For instance, managing your time well can lead to better productivity in adult life. |
| Key Aspects | Key aspects are the most important parts or features of something. For example, understanding key aspects of financial planning is essential for success in adult life. |
| Adult Life | Adult life refers to the period when a person is fully grown and responsible for their own decisions. For example, managing finances is a crucial part of adult life. |
| Allocate Money | Allocate money means to set aside a specific amount of money for a particular purpose. For instance, you might allocate money for savings, bills, and fun activities. |
| Funds | Funds are sums of money set aside for a specific purpose. For example, emergency funds are saved for unexpected expenses like car repairs. |
| Saving | Saving refers to the act of setting aside money for future use. For example, saving a little each month can help you buy a new bike later. |
| Investments | Investments are assets purchased with the expectation that they will generate income or appreciate in value. For instance, investing in stocks can help grow your money over time. |
| Policies | Policies are rules or guidelines that govern decisions and actions. For example, financial policies can help individuals make informed choices about spending and saving. |
| Long Term | Long term refers to a period that extends far into the future. For example, long-term savings plans help people prepare for retirement. |
| Short Term | Short term refers to a period that is close to the present time. For example, short-term savings might be for a holiday or a new gadget. |
| Expenses | Expenses are the costs incurred in everyday life, such as bills and groceries. For example, tracking your expenses can help you understand where your money goes. |
| Financial Goal | A financial goal is a specific target related to money that a person aims to achieve. For example, saving for a car is a common financial goal for many young adults. |
| Good Habit | A good habit is a positive behaviour that is repeated regularly. For example, developing the good habit of budgeting can lead to better financial health. |
| Emergency Circumstance | An emergency circumstance refers to an unexpected situation that requires immediate action, often involving money. For example, having savings for an emergency circumstance can help cover sudden medical bills. |
| Establishment | Establishment refers to the creation or founding of something. For example, the establishment of a savings account is an important step in managing finances. |
| Notebooks | Notebooks are books with blank pages used for writing notes. For example, using notebooks to track expenses can help you keep a clear record of your spending. |
| Tracking Expenses | Tracking expenses means keeping a record of what you spend money on. For instance, tracking expenses can help you identify areas where you can save more money. |
Attempt to create your own TS using these suggested words. Then fill in the above-mentioned template and submit it to our AI for evaluation. Keep making changes only in the TS until you achieve full scores. This is the fastest way for you to prepare for the writing section of the PTE Academic test.
Use these suggested words to craft your own TS. Then, complete the template provided above and submit it to our AI for evaluation. Continue refining only the TS until you get full marks. This is the quickest way to prepare for the writing section of the PTE Academic test.
Try making your own TS with these suggested words. Then fill out the above-mentioned template and submit it to our AI for evaluation. Keep adjusting just the TS until you obtain full scores. This is the fastest way for you to get ready for the PTE Academic test's writing section.
Try to make your own TS using these suggested words. Then fill the above-mentioned template, and submit to our AI for evaluation. Keep making changes only in the TS till you get the full scores. This is the fastest way for you to prepare for the writing section of PTE Academic test.
Try crafting your own TS using these suggested words. Then, fill in the template above and submit it to our AI for evaluation. Keep modifying only the TS until you get full scores. This is the fastest way to prepare for the writing section of the PTE Academic exam.
Why not try creating your own TS with these suggested words? Then complete the above-mentioned template and submit it to our AI for evaluation. Keep editing just the TS until you achieve full marks. This is the quickest way for you to prepare for the PTE Academic test's writing section.
Consider making your own TS using these suggested words. Then fill out the template provided above and submit it to our AI for evaluation. Keep refining only the TS until you receive full scores. This is the fastest way to get ready for the writing section of the PTE Academic test.
To prepare, try crafting your own TS using these suggested words. Next, complete the template above and submit it to our AI for evaluation. Continue adjusting only the TS until you get full marks. This is the quickest method to prepare for the PTE Academic test's writing section.
Create your own TS with these suggested words. Then, fill in the template mentioned above and submit it to our AI for evaluation. Keep modifying only the TS until you achieve full scores. This is the fastest way to prepare for the writing section of the PTE Academic exam.
By attempting to make your own TS using these suggested words, and then filling out the above template and submitting it to our AI for evaluation, you can quickly prepare for the PTE Academic test's writing section. Just keep changing only the TS until you get full scores.

