Is a Cashless Society Realistic?

What are the advantages and disadvantages of this phenomenon?

September 14, 2024
Reet
PTE Academic
Essay Sample Answer

Essay Question

In a cashless society, people use more credit cards. Cashless society seems to be a reality, and how realistic do you think it might be? What are the advantages and disadvantages of this phenomenon?

90-Points (9 Bands) Sample Answer for Essay

The debate on whether in a cashless society, people use more credit cards encompasses diverse viewpoints, revealing its advantages and drawbacks. This essay critically assesses these perspectives.

There are myriad arguments in favour of my stance. Recent research not only outlines the significance of studies as well as people, but also points out the importance of education and coping with vicissitudes. Besides, it provides a brief overview of expanding cultural understanding, followed by enhancing global perspectives. Examples of this can be seen all over the world, especially in affluent nations. Further, the implications of technological advancements on these views are significant, justifying widespread support for the idea that in a cashless society, people use more credit cards.

However, there are some arguments against the aforementioned view. Besides, its impact is far-reaching indeed as its influence extends to various facets of society, shaping not only individual experiences but also impacting the academic research landscape. Therefore, it is apparent why many are against the notion that in a cashless society, people use more credit cards.

In conclusion, while the viewpoint that in a cashless society, people use more credit cards presents a complex array of advantages and disadvantages, my analysis leads me to firmly support the notion that its benefits substantially outweigh the drawbacks.

*In the PTE Academic exam, your score for the Essay Question-type depends on factors like Content, Form, Grammar, Vocabulary Range, Spelling, General Linguistic Range, and Development, Structure, and Coherence. This model answer uses the AGBS template to score full marks. In the following picture, you can see how this answer gets full points in all these aspects!

How much score will I get with this PTE Academic Essay Sample Answer?

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You can confidently use this Essay Answer in the PTE Academic exam with similar results. You can even try it for yourself right now, click the link below and check immediately. Remember to type it all out, rather than copy pasting, as it will help you in getting prepared.

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Template used in this Essay Sample Answer

There are two types of PTE essays: AGBS and PS. Both templates have a similar structure with slight text differences to better fit the essay type. You might even try memorizing the entire template before typing it. Here is the template for the AGBS essay type.

Agree Disagree / Both Sides Template

The debate on whether TS* encompasses diverse viewpoints, revealing its advantages and drawbacks. This essay critically assesses these perspectives.

In conclusion, while the viewpoint that TS* presents a complex array of advantages and disadvantages, my analysis leads me to firmly support the notion that its benefits substantially outweigh the drawbacks.

*Now, with the above template, you only have to add one phrase (a TS), which almost looks like a sentence.

What is TS?

A TS, or Topic Sentence, is an important part of a templated essay. It is a clear and short sentence that tells what the main idea of the essay is. The TS is created using words from the essay topic and fits into a set structure that is already written. It also makes sure that the essay sounds positive or neutral. The TS is the only part that needs to be changed for each essay in order to get full content score.

Example TS for the current essay:

'in a cashless society, people use more credit cards'

What makes this TS suitable?

The TS "in a cashless society, people use more credit cards" is appropriate for the essay topic because it directly connects to the central theme of a cashless society and highlights a specific behaviour associated with it. This statement clearly indicates that, in a world where cash is less common, the use of credit cards becomes more prevalent. It reflects an important aspect of the topic, which is to explore how people's financial habits change when cash is not used as much.

The TS is grammatically correct and straightforward. It follows a clear structure with a subject ("people"), a verb ("use"), and an object ("more credit cards"), making it easy to understand. There are no spelling errors, ensuring clarity in communication.

Moreover, the TS includes key phrases such as "cashless society" and "credit cards," which are directly relevant to the essay prompt. By focusing on the increased use of credit cards, the TS sets the stage for discussing both the advantages and disadvantages of living in a cashless society. This helps to establish a clear direction for the essay, allowing for an exploration of the implications of this shift in payment methods.

Overall, the TS serves as a solid foundation for addressing the broader questions posed by the essay topic, making it an effective choice for guiding the discussion on the realities of a cashless society and its impact on people's financial behaviours.

Important Words for Relevancy + Content Scores

We've provided a list of words and phrases that are related to the essay topic to help you create your own TS. All of these words are directly linked to the essay prompt, giving you multiple ideas for composing your TS.

Cashless Society: A cashless society is a community where financial transactions are conducted without physical money, relying instead on digital methods like credit cards and mobile payments. For example, in a cashless society, people might use their smartphones to pay for groceries instead of cash.
Credit Cards: Credit cards are plastic cards issued by banks that allow people to borrow money to make purchases, which they must pay back later. For instance, using a credit card can make shopping easier, as you don't need to carry cash.
Usage: Usage refers to the way in which something is used. For example, the usage of credit cards has increased as more people prefer the convenience of digital payments over cash.
Phenomenon: A phenomenon is an observable event or situation that can be studied. For example, the rise of cashless transactions is a phenomenon that reflects changes in technology and consumer behaviour.
Elimination of Black Money: The elimination of black money means removing unaccounted or illegal money from the economy. For instance, a cashless society can help reduce black money because digital transactions are easier to track than cash ones.
Reduction of Corruption: Reduction of corruption refers to decreasing dishonest or unethical behaviour in government and business. For example, cashless transactions can help reduce corruption by making it harder to hide illegal payments.
Using Financial Planning: Using financial planning involves creating a strategy for managing money and achieving financial goals. For instance, in a cashless society, people may need to be more disciplined with their spending and saving, making financial planning even more important.

Try making your own TS with these suggested words. Then fill out the above-mentioned template and submit it to our AI for evaluation. Keep adjusting just the TS until you obtain full scores. This is the fastest way for you to get ready for the PTE Academic test's writing section.

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